The Value of Participating Life Insurance

Participating insurance can serve a variety of purposes for both individuals and businesses. For business owners, it may work well as a tax planning vehicle. For individuals, it may serve as a way to provide a modest inheritance to their loved ones after they are...

How Rising Interest Rates Work

If there is ever a time to start understanding how interest rates work, now might be it! The Bank of Canada, U.S. Federal Reserve and other central banks have been raising interest rates consistently since inflation has been rising rapidly as the pandemic ends, the...

RESPs and Grandparents

The cost of university has risen sharply, and so has the importance of graduating with a desired and marketable set of skills and knowledge.  Without a post-secondary education, employment and life opportunities are more limited now than ever before.  Contributing to...

How Investment Income is Taxed

Investments can represent a major source of income for some individuals and with that income comes a wide variety of tax implications. The good news is that some types of investment incomes are subject to special tax treatment. Understanding how your investments are...