The First Home Savings Account Has Arrived

Canadians have gotten a boost to save for buying a home.  The new registered plan, the First Home Savings Account (FHSA), became available on April 1, 2023, and was included in the last budget from the governing Liberals. What You Need to Know The FHSA will allow...

Are GICs a Good Investment?

This has been a challenging year for investors.  The markets have been throwing curveballs since the beginning of 2022 and investor returns have suffered.  High inflation has also been a struggle for Canadians.  To combat this, the bank of Canada has...

Life Insurance Explained

When it comes to life insurance, there are many options available – so many, in fact, that it can be an intimidating process to undertake. Many clients are overwhelmed, or unsure about which option is best in terms of cost, coverage and meeting their goals. That said,...

Misconceptions About Estate Planning

Having a proper estate plan in place will ensure that your loved ones are protected if you were to pass away.  As soon as you have any assets or property it is time to contact your team of professionals to discuss what would happen to those assets if you were not here...

The Basics of TFSAs

A Tax-Free Savings Account, more commonly known as a TFSA, is a savings account that can hold cash as well as investments. The TFSA was introduced to Canadians in 2009. Any Canadian over the age of 18 who has a SIN number can open a TFSA. How a TFSA Works TFSAs work...