Why You Should Only Have One Advisor

Executive Summary When it comes to financial advisors, less is more! There are many benefits to having only one advisor that you trust to work with to execute your financial plan and work toward your financial goal.  Below are a few ways having one advisor can...

TFSA or RRSP? Take your pick

Executive Summary Whether you should invest in a Tax Free Savings Account (TFSA) or a Registered Retirement Savings Plan (RRSP) is a question that affects almost every investor.  For almost everyone, the answer is “both.” If you have a looming short or...

What Happens If You Overcontribute to Your TFSA?

Executive Summary The amount deposited into a Tax Free Savings Account (TFSA) is subject to a yearly contribution limit.   For 2024, the annual limit has been set at $7,000.   The lifetime maximum contribution has grown to $95,000.  If an...

The Corporate Retirement Strategy

Summary Business owners regularly face complex retirement planning and insurance needs. It is not uncommon for business owners to have a large amount of their wealth tied up in their corporation.  This can create a complex need for both insurance coverage to protect...

Longevity and Retirement Savings

It is all over the news; life expectancy is growing continuously for Canadians.  A look inside the statistics to calculate life expectancy and retirement savings needs doesn’t bode well for most investors. The plan to overcome this situation must include several...