What We Do

Our approach to working with clients starts with listening.


  • listen carefully to understand the need and the situation,
  • ask a lot of questions to clarify and confirm goals and objectives,
  • educate and offer resources,
  • simplify the financial industry,
  • provide financial expertise, advice and recommendations.

The end result is different for every client. Here are a few examples :

  • creating a financial plan
  • setting up education and or retirement investments
  • planning using insurance
  • investment planning (*)
  • risk planning and estate planning
  • advanced tax planning
  • income replacement strategies
  • business insurance
  • group insurance

Areas of focus

  • Planning for life’s certainties – taxes, death, and wealth transfer
  • Income replacement strategies in death, disability, and diagnosis of a critical illness
  • A plan that covers building assets and then spending assets that limits loss potential and taxes based on your goals.
  • Protection for businesses on the loss of key employees and funding shareholder agreements, creditor protection, effective wealth transfer, and employee retention.

What that means…

  • Estate and Tax Planning – Recommendations to reduce taxes and optimize assets.
  • Risk Management – A complete analysis of your needs based on your priorities to replace income in the event of death, critical illness, health expenses, and disability.
  • Retirement Saving Planning – investment and savings strategies based on your risk profile
  • Retirement Income Planning – Cash flow analysis and advice to minimize the tax impact
  • Business Insurance – Key person, succession-planning strategies, group benefits.

*Specific investment recommendations are provided through Assante Financial Management Ltd. (“Assante”), a registered mutual fund dealer. Davison & Orser Wealth Planning is not responsible for any service or product supplied through Assante. Please visit www.assante.com/legal or contact Assante at 1-800-268-3200 for information with respect to important legal and regulatory disclosures relating to this notice.